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CORPORATE

  • ABOUT US

  • INTERNET POLICY STATEMENT

  • REPORTS

  • CUSTOMER CHARTER

  • TERMS & CONDITIONS

  • ABOUT US

  • INTERNET POLICY STATEMENT

  • REPORTS

  • CUSTOMER CHARTER

  • TERMS & CONDITIONS

About Us

Established in 2018, Golden Future Life Plans aims to be the leading death care plan provider in the Philippines. As part of the Villar Group of Companies, we are founded on strength and stability. We design our plans to deliver the most value for your hard-earned money.

Golden Future Life Plans is owned by Former Senate President Manny Villar, a successful public servant and even more successful businessman who understands the plight of the Filipino family.

Golden Future Life Plans is comprised of dedicated death care practitioners with a common understanding of care and service. Together, we envision a Golden Future for every Filipino family.

  • Corporate Values

  • Mission & Vision

Corporate Values

COST CONSCIOUSNESS

Cost is not a question of numbers, but a question of value. It is not what we can cut out, but what we can save on. We are learning because we know that success does not depend on the number of people, but on the number of ideas, and the brilliance of those ideas. We are not cost-conscious to increase our profit margins but to guarantee that we have sufficient resources for tomorrow. It is not just the cost to us that we must concern ourselves with, but the cost to our customers as well.

TEAMWORK

Synergy is one of a corporation's greatest assets. The solitary genius is nice, but teams are stronger. We have a common goal, and we need each other to get there. We have each other's back. We have the Company's back.

HONESTY

We need to be trustworthy, and we need to be trusted. There must be integrity and reliability in our word, and our character. Honesty necessitates dependability, fairness, probity, and holding on to high principles. It is the only way we can believe in each other and our customers can believe in us.

COMPETITIVE SPIRIT

Every day, we step into the battlefield knowing we are well equipped. We are a crack team. Better trained. Better skilled. Better motivated. The competition is there for two reasons: to learn from and to knock out. We owe it to ourselves to keep building muscle, and we owe it our customers to keep fighting

CLOSENESS TO CUSTOMERS

Our future is wrapped up in our customers - along with their dreams, their hopes, their lives. We must become part of their community - and their families. What they need is as important as what we do. It is what drives what we do. To them, we will always listen. From them, we will always learn. They are the reason we exist.

Our Mission

Golden Future Life Plans is dedicated to helping Filipinos see the value of planning ahead and cultivating the conversation of death as not the end of life, but an important part of it.

Our Vision

Golden Future Life Plans aspires to be the best life plan company in the Philippines through empathy & genuine concern for our clients. Golden Future is the memorial service your loved ones deserve.

Privacy Policy Statement

  • Data Privacy Policy Statement

  • Security Policy

  • General Standards for Data Security

Data Privacy Policy Statement

 

Your privacy is important to us. The security of your personal information is extremely important and we are committed to respecting your privacy and safeguarding your personal data.  You can rest assured that we safeguard your personal information that we receive and collect when you visit our websites.

 

In this Statement…

 

Personal Information refers to any information that identifies you as a person. As defined by the Philippine Data Privacy Act of 2012, this may be “sensitive personal information.”

 

Data privacy refers to the necessity to preserve and protect any personal data collected by an organization from being accessed by a third party.

 

Golden Future refers to Golden Future Life Plans Inc (Personal Information Controller)

 

WE RESPECT YOUR EIGHT PRIVACY RIGHTS AS PROVIDED IN THE DATA PRIVACY ACT OF 2012

 

 

  • The right to be informed. You have the right to know when your personal data shall be, are being, or have been We will only collect and process your data that are necessary for us to process your life plan application and purchase, only with your knowledge and explicit consent. In the remote possibility that your personal information is breached or compromised, we commit to inform you of any.

 

  • The right to access.  You have the right request access for your data that we have in our possession as well as the purposes for which such data are to be or are being processed. Furthermore, you may request for other details regarding the processing of your information, such as the period for which your information will be stored, and the recipients to whom your information may be disclosed. We reserve the right to charge costs directly related to and/or necessary for the processing of any personal data access request.

 

  • The right to object. You have the right to give consent, to refuse to give consent, as well as the choice to withdraw such consent in relation to the collection and processing of your personal information. However, may not be in a position to continue or completely delivery our services, depending on the nature and extent of the consent you will withdraw.

 

  • The right to erasure or blocking. You have the right to suspend, withdraw or order the blocking, removal, destruction of his or her personal information from our filing system upon your discovery and substantial proof that your personal information is incomplete, outdated, false, unlawfully obtained, used for unauthorized purposes or are no longer necessary for the purposes for which we have collected such.

 

  • The right to rectify. You have the right to dispute any inaccuracy or error in the personal information processed, and to have the personal information controller correct it immediately. We shall ensure that the new and the retracted information will be accessible, and that third parties who received the erroneous data will be informed, upon the request of the data subject.

 

  • The right to data portability.You have the right to obtain and electronically move, copy, or transfer personal data for further use.

 

  • The right to file a complaint. You have the right to file a complaint if you feel your personal information has been misused, maliciously disclosed, or improperly disposed or in case of any violation of your data privacy rights.

 

  • The right to damages. You have the right to claim for damages sustained if it is proven in the courts of law that the personal information data in our possession was unlawfully obtained or there was an unauthorized use such personal information.

 

 

PERSONAL INFORMATION COLLECTED

 

Golden Future collects Personal Information upon your availment/purchase of our products and/or services, upon your or by your interaction with us, using any of or through our website or all our other channels.  “Personal Information” may include, but not limited to:

 

  • Your [including family members, friends, beneficiaries, attorneys, attorneys-in-fact, shareholders, beneficial owners, members, representatives who contact Golden Future or may be contacted us, whenever applicable and relevant (collectively, the “Related Person/s”] name, gender, birthday, marital status, nature of work, employment status/employer, social security/tax identification number, home address, e-mail address, contact information and other information from which your identity is apparent or can be reasonably and directly ascertained; certain technical information, such us, but not limited to, IP addresses, internet browser used, and web pages accessed, your login information and Information about your visit to our websites including the full Uniform Resource Locators (URL) clickstream to, through and from our websites (including date and time), products you viewed or searched for, pages you accessed, page response times, download errors, lengths of visits to certain pages, page interaction information (such as scrolling, clicks and mouse-overs), and methods used to browse away from the page; transaction details and purchase history which includes details of your purchases and other transactions made, through our website or through other channels, your delivery address and details of the products/services purchased/availed; payment details used for the availment/purchase of the products and/or services; information collected about your participation in our promotions and competitions or attendance at our events as provided in your application forms, recordings you or we have made, details of your guests in connection with any promotions and competitions you have entered or won, or other information related to your attendance at events, including any access assistance requirements you may have; information about your use of our chat rooms, message boards, social media pages or other interactive forums including any comments, photos, videos or other information that you post online; marketing and communication preference and information to help us determine what products and services may be of interest to you;  correspondence with you including any feedback, complaints and comments from you via telephone, email or records of any online, paper or in-person correspondence and interactions between us. If you have communicated with us by phone, we will collect details of the phone number you used to call us and any information collected via a call recording; and Anti-fraud information relating to your situation, your creditworthiness or any criminal or fraudulent activities, provided to us by you or third parties.

 

 

YOUR CONSENT

 

By using Golden Future’s website, mobile applications and other online services, you are consenting to the collection, generation, use, processing, storage, retention and disclosure of your Personal Information. You likewise consent to the disclosure of the Personal Information by Golden Future to its subsidiaries, affiliates, banks, financial institutions and third-party service utility providers.

 

In addition, thereto, and with respect to Personal Information you disclosed or supplied about/from Related Person/s, it shall be your duty and responsibility to:

 

  • to inform said Related Person/s of the purpose/s for which his/her/their Personal Information have been disclosed or supplied to Golden Future for collection and processing;
  • obtain the necessary consent of said Related Person/s for the disclosure, collection and processing of his/her/their Personal Information;
  • to inform the that such consent from said Related Person/s have been obtained

 

 

WITHDRAWAL OF CONSENT

 

For any withdrawal of consent, please send any request to Golden Future’s website www.goldenfuture.com.ph or to our official email address at inquiries@goldenfuture.com.ph.  Golden Future may not be in a position to continue or completely delivery its services, depending on the nature and extent of your consent to be withdrawn.

 

Golden Future reserves the right to charge costs directly related to and/or necessary for the processing of any personal data access request.

 

 

USE OF PERSONAL INFORMATION COLLECTED

 

Golden Future shall use your Personal Information for the following purposes: to provide you with details and information regarding our products and services; to process your availment/purchase of our products and/or services,  to conduct billing processing and other business transactions; to provide and manage products and services you have requested; to communicate effectively with you; to monitor activities and record our correspondence with you; to provide you with marketing materials; to understand our customers, and to develop and tailor our products and services; to run our promotions and competitions and our events; to prevent fraud; to conduct certain checks on you, such as KYC and credit checks; to improve and administer our websites, and to ensure that content is relevant; to reorganize or make changes to our business and to comply with legal and regulatory obligations.

 

Golden Future may disclose your Personal Information to affiliates which means our third-party partners, their subsidiaries, its ultimate holding company and its subsidiaries who may use it in connection with any of the purposes set out above. We will also share your personal data with third-party service providers (such as providers of marketing, IT or administrative services) who may process it on our behalf for any of the purposes set out above. The Company may also disclose your Personal Information under any of the following circumstances: (i) required by law or by court decisions/processes; (ii) for information, update and marketing purposes; and (iii) for research purposes.

 

PERIOD OF STORAGE OF PERSONAL INFORMATION COLLECTED

 

The Personal Information that Golden Future holds will not be kept for longer than is permitted by law and will only be kept for as long as necessary to provide you with any requested products, services or information, in addition thereto, we may retain certain transaction details and correspondence until the time limit for claims arising from the transaction has expired, or to comply with regulatory requirements regarding the retention of such data.

 

SAFEGUARD PERSONAL INFORMATION COLLECTED

 

Golden Future shall take all steps reasonably necessary to ensure that your Personal Information is treated securely and in accordance with this privacy policy.

 

Where we have given you (or where you have chosen) a password that enables you to access certain parts of our website, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

 

Unfortunately, the transmission of information via the Internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your personal data transmitted to our website – any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorized access.

 

OUR COMMITMENT TO CHILDREN'S ONLINE PRIVACY

 

Golden Future does not knowingly accept, collect or solicit Personal Information from children under the age of 18. In the event that Personal Information was inadvertently collected from children under the age of 18, parents may either give consent to the collection, use and disclosure of the child’s personal information or request the removal of the child's personal information, by contacting the Company.

 

CHANGES TO THIS DATA PRIVACY POLICY

 

Golden Future reserves the right to change this Data Privacy Policy from time to time. In case of changes, the revised Data Privacy Policy will be posted on this page, and where appropriate notified to you by e-mail and will take effect immediately. Please check back frequently to see any updates or changes to this privacy policy.

 

If you have questions about this Data Privacy Policy Statement, our data processing activities, or transactions made through our website, you can contact our Data Privacy Officer:

 

JOCELYN VIVO

jocelyn.vivo@goldenfuture.com.ph

3F Golden Haven Bldg., Villar SIPAG Complex,

C-5 Extension, Pulang Lupa 1, Global South, Las Piñas

 

Call through (02) 8277 3888 • 0917 867 3223 • 0919 074 3889 • 0919 078 2974

 

Golden Future reserves the right to charge costs which are directly related to and/or is necessary for the processing of any personal data access request.

     Security Policy

  • Securing user password. Authorized users are responsible for the security of their passwords and accounts, sharing of password to other team members and users are not allowed. System level passwords should be changed quarterly; user level passwords should be changed every 90 days. As a minimum, passwords are recommended to contain upper AND lowercase alphabetic, numeric and special characters.

 

  • Computers is set with automatic screen lock activation feature set at 10 minutes or less when user is away or unattended.

 

  • Employees using corporate email are required to add the Confidentiality Notice (This e-mail message (including attachments, if any) is intended for the use of the individual of the entity to whom it is addressed and may contain information that is privileged, proprietary, confidential and exempt from disclosure. If you are not an intended recipient of this e-mail, you are not authorized to duplicate, copy, retransmit or redistribute it by any means. Please delete it and any attachments immediately and notify the sender that you have received it in ) in their email signature.

 

  • File Sharing Access. File sharing polices are controlled by a domain administrator only and adding user’s access to the fileserver is only possible if folder access is granted by the immediate This is to ensure only authorized employee can access the specific folder or file. Also, limited file formats are allowed to be saved in the file server.

 

  • All computers and servers are protected by anti-virus software that will block viruses, malwares or suspicious activities that already has signature in its database.

 

  • Windows Update applied to all Servers and Workstations thru WSUS Policy filtered by the Administrator.

 

  • Regular checking of Domain Server, DB Server and ERP Server Event viewer and logs.

 

  • Sending broadcast to all employees to take extreme caution when opening e-mail attachments received from unknown senders, which may contain viruses and malwares. Our endpoint security can detect suspicious URLs and attachments and blocks it right away.

 

  • Network Using firewall policy, identifies suspicious websites and network activities made by servers or workstations connected to our network. Continuous network hardening.

 

  • Network Access Restrictions allows only Company owned devices to connect to the Company’s Guest access was given to guests and other employees using personal devices if needs to connect to the internet. Blocking will be done if not followed. Weekly network monitoring is done to identify devices connected to the network and remove unauthorized connections. VPN Access to allow Company devices to securely access company resources such as files and services whenever they are outside the office. This applies to Work from Home and Teleworker Setup.

 

  • Restriction to access non-business-related Group policy is applied according to department’s needs. Example: Social Media Access for Selected Marketing Personnel only whose doing digital marketing.

 

  • Websites Secured Sockets Layer (SSL) is enabled for keeping internet connection secure and safeguarding any sensitive data that is being sent and transferred between users and sites or between two It uses encryption algorithms to scramble data in transit, preventing hackers from reading it as it is sent over the connection. This information could be anything sensitive or personal which can include credit card numbers and other financial information, names and addresses.

 

  • Ensuring secured payment processing thru website from our clients by partnering with online payment gateway that offers secured payment processing and Payment Card Industry Data Security Standard (PCI-DSS) compliant. The card owner is the one who enter their card information in the portal, One-time-password is being sent to the card owner to confirm card transaction. Transaction confirmation will be sent thru their email addresses. Transaction confirmation doesn’t include card information.

 

  • For the ERP application accessible in the web; SSL is used for secured and encrypted data thru network to prevent phishing, cross site objects, Network firewall, the domain redirects on network wherein IP is mask thru network, separate database and application server – Database server is in private network (3 Tier architecture), ERP Security like Built In encryption on transfer in of data, blocking of Add-Ins that may cause phishing or transferring the data from the Application to other domain site and blocking of web console to eliminate runtime editing.

General Standards for Data Security

 

 

 

 

 

Reports

  • Annual Statements

  • Consolidated Statement of Trust Fund

  • Audited Financial Statements filed with the BIR

  • Corporate Governance

  • Board of Directors and Executive Officers

  • Address of Main Office and Branches

  • Certificate of Authority

Consolidated Statement of Trust Fund

Audited Financial Statements filed with the BIR

Annual Corporate Governance Report

Manual on Corporate Governance

Board of Directors and Executive Officers

Address of Main Office and Branches

Main Office: 3F Golden Haven Building., Villar SIPAG Complex, C5 Extension Road, Pulang Lupa I, Las Piñas City

Certificate of Authority

Golden Future Life Plans' Certificate of Authority                                         Golden Future Life Plans' Certificate of Authority

Customer Charter

Terms & Conditions


CHANGES TO THIS TERMS OF USE 

Golden Future Life Plans, Inc. reserves the right to change this Terms of Use from time to time, in whole or in part, without notice to you. You should check back often so you are aware of your current rights and responsibilities. Your continued use of this website after changes to the Terms of Use have been published constitutes your binding acceptance of the updated Terms of Use. If at any time the Terms of Use are not acceptable to you, you should immediately cease all use of this website. 

TRADEMARKS 

The trademarks, logos, and service marks displayed on this website are the property of Golden Future Life Plans, Inc. or their respective owners. You are not permitted to use these items without the prior written consent of Golden Future Life Plans, Inc. or their respective owners. 

COPYRIGHTS 

Golden Future Life Plans, Inc. either owns the intellectual property rights in the content that is made available on this website, or has obtained the permission of the owner to make it available on this website. Golden Future Life Plans, Inc. strictly prohibits the redistribution or copying of this website, in whole or in part, without written permission from Golden Future Life Plans, Inc. Golden Future Life Plans, Inc. authorizes you to display on your computer, download, or print the pages from this website provided: 

The copyright notice appears on all printouts. 

The information is intact and will not be altered in any way. 

The content is used for personal, educational, or non-commercial use only.

 

You do not redistribute or copy the information to any other media. 

 

Golden Future Life Plans, Inc. respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us immediately at the contact information provided below. 

 

LINKS TO OTHER SITES 

 

This website contains links to other websites and are provided for convenience only. Golden Future Life Plans, Inc. has not reviewed the linked websites and is not responsible for the content or availability of any linked websites. The inclusion of any link to a website does not imply endorsement by Golden Future Life Plans, Inc. of the website or their owners, products or services. 

 

SUBMISSION OF IDEAS 

 

Golden Future Life Plans, Inc. or any of its employees do not accept or consider unsolicited ideas, including ideas for new advertising campaigns, new promotions, new products or technologies, processes, materials, marketing plans, or new product names. Please do not send any original creative artwork, samples, demos, or other works. The sole purpose of this policy is to avoid potential misunderstandings or disputes when Golden Future Life Plans, Inc. products, services, or marketing strategies might seem similar to ideas submitted to Golden Future Life Plans, Inc. Please do not send your unsolicited ideas to Golden Future Life Plans, Inc. or anyone at Golden Future Life Plans, Inc. If, despite our request, you still send us your ideas or materials, please understand that Golden Future Life Plans, Inc. makes no assurances that your ideas or materials will be treated as confidential or proprietary.

 

RULES OF CONDUCT

 

Your use of this website is subject to all applicable local, national and international laws and regulations, and you agree not to violate such laws and regulations. Any attempt by any person to deliberately damage this website is a violation of criminal and civil laws. Golden Future Life Plans, Inc. reserves the right to seek damages from any such person to the fullest extent permitted by law. 

 

In addition, you agree not to post or transmit through this website any material or content that violates or infringes in any way the rights of others or solicits, encourages or promotes the use of illegal substances or activities, which is unlawful, threatening, abusive, harassing, defamatory, libelous, derogatory, invasive of privacy or publicity rights, vulgar, obscene, bigoted or hateful, profane, scandalous, pornographic, indecent or otherwise objectionable, gives rise to civil or criminal liability or otherwise violates any applicable law. You may not engage in any activity on this website that restricts or inhibits any other user from using or enjoying this website by "hacking", "cracking", "spoofing", or defacing any portions of this website. 

 

You may not post or transmit through this website advertising or commercial solicitations; promotional materials relating to website or online services which are competitive with Golden Future Life Plans, Inc. and/or this website; software or other materials that contain viruses, worms, time bombs, Trojan horses, or other harmful or disruptive components, political campaign materials; chain letters; mass mailings, spam mail, any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, "data mine", or in any way reproduce or circumvent the navigational structure or presentation of this website or its contents. You may not harvest or collect information about website visitors without their express written consent. 

 

GLOBAL AVAILABILITY 

 

Golden Future Life Plans, Inc. controls this site from its Philippine offices. If you use this website from other locations you are responsible for compliance with applicable local laws. Golden Future Life Plans, Inc. makes no representation that the products and services referenced herein are appropriate, or available, worldwide and in fact certain products and services may not be available worldwide. 

 

ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION 

 

Golden Future Life Plans, Inc. is not responsible if the information that is made available on this website is not accurate or complete. Any reliance upon the material on this website shall be at your own risk. You agree that it is your responsibility to monitor any changes to the material and the information contained on this website. 

 

DISCLAIMER 

 

This website and all content, materials, information, software, products and services are provided on an "as is" and "as available" basis. Your use of this website is at your own risk. Golden future life plans, inc. Makes no warranties or representations, expressed or implied, as to the functionality or usefulness of this website or any content. Golden future life plans, inc. Disclaims all warranties, expressed or implied, including without limitation warranties of merchantability and fitness for a particular purpose. Golden future life plans, inc. Disclaims liability for any direct, indirect, incidental, consequential, special, exemplary, punitive or other damages, or lost profits, that may result, directly or indirectly, from your use of this website or any content, including without limitation any damage to computer systems, hardware or software, loss of data, or any other performance failures, or any errors, bugs, viruses or other defects that result from or are associated with the use of this website or any content. Golden future life plans, inc. Makes no warranty that, (i) the service will be uninterrupted, timely, secure, or error free, (ii) the results that may be obtained from the use of the service will be accurate or reliable, (iii) the quality of any products, services, content, information, or other materials purchased or obtained by you through the website will meet your expectations, (iv) any errors in the software will be corrected, or that this website, its content, and the server on which the website and content are available are free of viruses or other harmful components. Any material (including content) downloaded or obtained through the use of this website is done at your own risk and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any material. Information created by third parties that you may access on this website or through links is not adopted or endorsed by golden future life plans, inc. And remains the responsibility of the third party. 

 

LIMITATION OF LIABILITY 

 

This website and all content, materials, information, software, products and services are provided on an "as is" and "as available" basis. Your use of this website is at your own risk. Golden future life plans, inc. Makes no warranties or representations, expressed or implied, as to the functionality or usefulness of this website or any content. Golden future life plans, inc. Disclaims all warranties, expressed or implied, including without limitation warranties of merchantability and fitness for a particular purpose. Golden future life plans, inc. Disclaims liability for any direct, indirect, incidental, consequential, special, exemplary, punitive or other damages, or lost profits, that may result, directly or indirectly, from your use of this website or any content, including without limitation any damage to computer systems, hardware or software, loss of data, or any other performance failures, or any errors, bugs, viruses or other defects that result from or are associated with the use of this website or any content. Golden future life plans, inc. Makes no warranty that, (i) the service will be uninterrupted, timely, secure, or error free, (ii) the results that may be obtained from the use of the service will be accurate or reliable, (iii) the quality of any products, services, content, information, or other materials purchased or obtained by you through the website will meet your expectations, (iv) any errors in the software will be corrected, or that this website, its content, and the server on which the website and content are available are free of viruses or other harmful components. Any material (including content) downloaded or obtained through the use of this website is done at your own risk and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any material. Information created by third parties that you may access on this website or through links is not adopted or endorsed by golden future life plans, inc. And remains the responsibility of the third party. 

 

JURISDICTION 

 

This agreement and all claims relating to the relationship between the parties are governed by the laws of the Republic of the Philippines.

 

If one or more of the provisions contained in this Agreement is held invalid, illegal or unenforceable in any respect by any court of competent jurisdiction, such holding will not impair the validity, legality, or enforceability of the remaining provisions. 

 

Golden Future Life Plans, Inc. is regulated by the Insurance Commission. Know more about them at https://www.insurance.gov.ph/.